First-time buyers in Wayne County: Only $1,000 needed to close
Zero interest. Zero monthly payments. Completely forgiven after 5 years. This is NOT a loan you repay—it's FREE money for qualified buyers.
Stop throwing money away on rent. Start building equity TODAY.
Maximum FREE assistance—covers your entire down payment + closing costs
Not a penny of interest. Ever. This isn't a traditional loan.
Stay in your home 5 years and you NEVER repay a dime
Apply in 2 minutes. Get approved in 24 hours. Move in within weeks.
Program funding is distributed first-come, first-served. Once budgets are exhausted, new applications cannot be accepted until the next funding cycle.
Check If Funding Is Still Available →Most first-time buyers meet these requirements
Qualifies you as a first-time buyer
Based on household size and location
Participating cities with available budget
One-time required class (we help you schedule it)
2-minute application • No obligation • 24-hour response
Mortgage Mike will contact you within 24 hours to secure your funding.